Pragmatist

Having spent the past seven years banging on about the changes needed to democratise the financial system, it's only fitting that m...

The government has announced bad debt relief for lending through P2P platforms; a consultation on whether to extend ISA eligibility to c...

What a difference a year makes. At an industry event yesterday none other than Nicola Horlick , a well-known fund manager, confirmed her...

When Gordon Brown ( remember him ?) repeatedly proclaimed the " end of boom and bust " he was declaring his belief - along wi...

I've hugely enjoyed the documentary series tracing Dave Fishwick's valiant efforts to start a small community 'bank' in ...

Image from Parliament.uk This time he's made a submission   To the Banking Standards Commission . He's a poet and he didn...

It's not every day you get to brainstorm ways to bring diversity and sustainability to Britain's ailing financial system amidst ...

Here's what some of the non-banks have to say about banking standards (from 17:52).

Two things seem to be choking the flow of money to people and small businesses in the UK: broken regulation and perverse incentives. ...

In Lipstick on a Pig , I looked at why facilitators will triumph over institutions in the markets for retail financial services. I'...

The authorities tend to view people sharing content as 'piracy' , but fortunately when it comes to money the UK government thinks...

Great to see the MoveYourMoney campaign up and running - certainly a step up from the calls for futile mass withdrawals in 2010. But th...

Over on The Fine Print , I've set out both the initial summary and my full submission to the Red Tape Challenge and the BIS Taskforc...

I'm off to Number 10 today, to talk about red tape that's constraining disruptive business models in financial services. In the ...

Here's an idea. Every city with a financial district should erect a substantial monument to the ' occupations ' in the heart ...

Over on The Fine Print , I see that my professional alter ego has updated his post on a proposed new regulatory model for retail finance ...

Source: Bank of England The governments proposal to intervene directly in the corporate and small business funding markets shows how g...

Forget the credit crisis, we're in the midst of a deposit crisis.  In a series of excellent posts citing the NY Feds' work on shad...