Pragmatist

Readers will recall that UK retail banks are self-regulated when it comes to overdrafts. They lost control of deposits, savings and pay...

So, competition in banking has worsened, according to research cited by the FT this week , and Which? is back on the warpath against ...

Few people are aware that when you pay using a credit or debit card, your 'issuing' bank charges the retailer's 'acquiring...

Over at Oikonomics , we are discussing how to balance the relative importance of what happens inside the bubble of the City with what happen...

Interesting report today that "less than half SMEs have taken action [to address cashflow pressures] with 11pc hiring an in-house cred...

Funny that Gordon Brown has chosen the last possible minute before his last ditch General Election to announce that  UK banks will finally a...

JP Morgan concludes that banks must raise the prices of all their retail, commercial and investment services by 33% to cover the cost of re...

At long last one bank has broken ranks with the gang that's trying to avoid having their overdraft fees assessed for fairness by the OFT...

To clear their desks ahead of the summer (and clutter ours to no useful purpose), UK officials responsible for Busine...

Speaking of Black Swans and risk in retail financial services , I just happened across What Were the Credit Card Companies Thinking? on the...

In a recent speech , the EU Commissioner for Consumer Affairs, Meglena Kuneva, signaled 5 current priorities in relation to retail financial...

Breaking news in the bank charges saga : the Court of Appeal ruled today that certain allegedly excessive current account charges can be as...

Meglena Kuneva, the EC's Commissioner for Consumer Affairs, appears to be trying hard to compile meaningful data on " how markets u...

Finally, the Great PPI Robbery is over. The news from various high street banks effectively concedes it was too difficult for them to se...

With the government now such a significant shareholder in so many UK current account providers, it could save taxpayer's money and boost...

To keep up my professional development points, I'm currently groaning under more than just the weight of the judgments in the UK overdra...

Some bank customers are understandably frustrated when it comes to refunds of what they regard as excessive charges. So the last thing they ...

Alarmed by the loose wheel nuts on this New Labour machine we're all riding in, I've been delving under the seats in a desperate att...

The credit crunch is doing a great job of opening up opportunities that the banks can't service because they're too busy lining thei...

Two reports this week confirm it for me. The first was from MoneyExpert.com, as reported in the FT : "Since the revised banking code ma...