Pragmatist

Sixteen years on from my own initial posts on the subject of a personal assistant that can privately find and buy stuff for you on the web, ...

Readers will be familiar with my view that we consumers tend to be loyal to ' facilitators ' who focus on solving our problems, ...

The European Securities and Markets Authority (ESMA) has responded to an EU consultation on capital markets with a plea for the Europea...

It's still a case of 'hurry up and wait' on the transposition of PSD2 into UK law.  The Treasury had initially said it would ...

'Lobo' is Spanish for 'wolf' Last night Dispatches updated us on the LOBO crisis that's savaging the UK's loc...

The UK has an army of 4.6 million self-employed people, according to the Office of National Statistics - the largest it's been sinc...

The FCA has launched an Innovation Hub as part of its plans to support innovation in financial services. Innovators can submit a req...

Over the past few months I've noticed a range of different articles expressing privacy concerns about mobile apps , wearable devices ...

Funny to see a story from John Gapper in the FT this morning, saying technology will hurt retail banks but not kill them , only a few pag...

The Financial Conduct Authority is going to great lengths to deepen its understanding of the retail financial services market. Project In...

The Establishment has finally woken up to the reality of virtual currencies, but official responses are all over the place. Let's hop...

Odd that Will Hutton should claim in The Observer, of all places, that making the purchase of pension annuities optional will end in l...

It's a vicious coincidence that 'lobo' means wolf in Spanish and a 'Lender Option Borrower Option ' in derivative...

Some interesting discussions these past few weeks about the potential for innovation and 'disruption' in the insurance markets. A...

I see this blog has reached the ripe old age of six, so I felt compelled to squeeze in at least one post to celebrate.   It's fit...

What a difference a year makes. At an industry event yesterday none other than Nicola Horlick , a well-known fund manager, confirmed her...

Oh those poor, poor bankers. Now, we're told by Spear's , that the new 'retail distribution' rules have made their lives ...

The Church of England's terrible muddle over pay day lending shows that it's out of touch with the details in the payday lending...