Pragmatist

Funny to see a story from John Gapper in the FT this morning, saying technology will hurt retail banks but not kill them , only a few pag...

The distinction between 'facilitators' and 'institutions' is a theme that has emerged quite strongly in this blog and is ...

Recent discussions about whether new entrants are pushing banks to the back office of the consumer finance space have prompted me to update...

Oikonomics makes the excellent observation that "We consume not to conform and be like (or liked) but to be different and thereby fee...

I enjoyed Professor Michael Froomkin's recent "Golden Eggs" lecture on internet regulation . He foresees the future regulation...

Today I presented again on 'Behavioural Targeting of Online Advertising', this time at the 5th Annual Online Research Conference in...

If you aren't thoroughly disillusioned with UK politics and hell-bent on doing something about it, I don't know how much more mayhe...

Here are my notes/thoughts from a really interesting discussion that Bruce Davis of Oikonomics led last night, entitled " Finance is l...

I should start my take on the " Digital Britain report " by making one thing clear: the fact that the government has issued the re...

There's been a lot of excitement about recent "research" to say that only 10% of people on Twitter are responsible for 90% of...

On 16 June, the Financial Services Club is hosting a discussion about the role of social media in financial services. A senior central bank...

"The entertainment industry scored a rare victory on Friday," says the FT , reporting the prison sentences and fines handed out in...

I was jamming with Mark Nepstad on Saturday about the role of brands and their agencies in social media - as you tend to do on Shiraz - whe...

Kevin Kelly has built on Seth Godin's discussion of the idea that there are "three profit pockets" on the tail of product po...

A tip of the hat to Chris Skinner for his giant post on Prepaid Cards as a payment method . Very timely, given the launch this week of Wigad...

I was slightly taken abarack just now to see that someone in my LinkedIn network had added Mr Obama to their network. Having viewed the cand...

It's fascinating to see the mainstream business press calling time on "Web 2.0". Presupposing that the Web 2.0 tag constitute...

I reckon my predictions for 2008 are looking like a pretty good bet: " Gartner warns banks not to attempt to copy social banking prac...