Pragmatist

In this month's Financial World , Michael Mainelli helpfully explains why the Green Investment Bank "supporters get a hard ride f...

Barclays' withdrawal from the asset-based small business lending market is a real shot in the arm for peer-to-peer finance. The head o...

Like previous financial crises, this one won't end until individual and collective confidence in banks and the financial system is resto...

Banks will find it more costly and less profitable to offer short term unsecured personal and small business finance under Basel III rules, ...

Last week, The Receivables Exchange secured $17 million in funding from Bain Capital Ventures. I've been watching these guys since I...

Alternative trade finance for small businesses is beginning to snowball - at least in the US. Early this month, the Receivables Exchange ann...

Two recent funding initiatives not only fail to introduce openness and transparency in the credit markets, but also add complexity, shroud r...

Forsake your loved ones! Your country needs you at BarCampBank in London on Valentine's Day. Given that a BarCamp is about as grass-ro...

Today the FT reports that "88 per cent [of traders surveyed] reported bigger companies not paying on time – a factor that 72 per cent...

The UK government is planning to promote "attractively packaged content" on the internet, bowing to pressure from copyright owners...

It's a sad day at Zopa, which has announced the closure of its US credit union programme due to adverse market conditions for credit un...

Fascinating post by Chris Skinner on The Long Tail of Banking . In any such discussion, it's important to define the "head" an...

A tip of the hat to Chris Skinner for his giant post on Prepaid Cards as a payment method . Very timely, given the launch this week of Wigad...

It's fascinating to see the mainstream business press calling time on "Web 2.0". Presupposing that the Web 2.0 tag constitute...

I reckon my predictions for 2008 are looking like a pretty good bet: " Gartner warns banks not to attempt to copy social banking prac...

Gartner has recently warned banks that consumer peer-to-peer lending platforms are a force to be reckoned with. Any business with a UK cons...

The red wine was flowing last night, thanks to Simon, Bill and the other fine folk at CVL , and some of the chat turned to how much of the g...

I'm no political activist, nor wedded to any political party. But I'm not apathetic. I prefer my politics 'unbundled' and si...

Thanks to Blackbeltjones I recently had the privilege of discussing the Future of Money as part of a programme at the Royal College of Art ...

Hot-footing it between meetings in the central areas of most cities can be a real heart-in-the-mouth experience if you aren't sure of yo...