The Story of Zopa

Giles Andrews, Zopa's Managing Director, explains how the social lending marketplace evolved. Hat-tip to P2P-Banking.

Giles Andrews from Zopa from The IPA on Vimeo.

Swinegate and Consitutional Reform

I've just seen some patronising rubbish in the Spectator about concern over MP's expenses being overkill and somehow bad for the British democratic process.

Swinegate is just the straw that broke the camel's back. At different times, on different issues that each of us cares about, we have all felt that politicians are up to no good in their various machinations. Now we've all caught them, red-handed, pulling the same stunt at the same time. It does not matter that we have merely caught a crowd of them failing to do something as basic as filling out an expense form with diligence and propriety. The panic-stricken response right across the political spectrum is clear evidence that the politicians now know that we know just how opaque and unaccountable Parliament is generally.

The great news is that this has alerted a wider community of people to consider what goes on in Westminster. But these are still early days in this process of awakening. So it's way too early to constrain debate by saying that constitutional reform is not the answer, for example. Let's get the whole sorry parliamentary institution laid out on the table and then figure out how to reform it.

More light, please! We have work to do...

Mapumental Map-Timetable-House-Price Mash-Up

See the movie, read the blog and apply here for your invitation to the private beta.

Blawg Review Citation

At last! An edition of the Blawg Review that one can safely cite without incurring the Censor's wrath. Unlike Geeklawyer's spine-tingling Blawg Review #203 ...(uh oh). Never mind. Charon QC has tripped the light fantastic with this edition, brought to you by Smokedo - Smoke yourself fit with Charon.

I'm so inspired I could ignite a Choix Supreme and spend an hour on the rowing machine.

Travels in the Blogosphere

It's been a mad week, with my spare time absorbed by an article on the behavioural targeting of internet advertising and responding to a cascade of blogs. Highlights being:

• commenting on Dave's report on SEPA's 50 year plan;



• observing the link between the "Bauman-esque negotiation between moral ideals and the problems and needs of everyday life" and sustainable capitalism;



• debunking the notion of "mass personalisation", which is about as oxymoronic as you can get;



• cheering the Tories' promise to make legislation more accessible, and wondering what on earth the recently re-labelled "Digital Engagement Team" at the Cabinet Office has been doing;



• pushing for publication of MPs and Peers' expenses at mySociety, writing to my MP and wondering what on earth the recently re-labelled "Digital Engagement Team" at the Cabinet Office has been doing;



• and of course eagerly awaiting Blawg Review #214.

I've also updated my own posts on:

• Swinegate;



• Something Decent to Read; and



• Coping with the risk of a spike in mortgage rates.

I suspect that's enough havoc for one week, but I reckon there's more to come...